Waive

If you do not want NYFASHIP, you must decline or waive coverage by submitting a waiver. You may only waive coverage during the following Waiver Periods:

For the 2026–2027 policy year, students must carry health insurance that qualifies as Minimum Essential Coverage (MEC) to waive the school-sponsored plan. The guidance below clarifies which types of insurance meet MEC requirements and which do not. 
 

1. If your plan is through an employer, Covered California/Marketplace, Medicare, Medi-Cal or Medicaid, it meets the MEC requirement.
2. If you have short-term/temporary insurance, travel insurance, or dental-only insurance, your plan does NOT meet the requirement.
3. If you aren’t sure, check your Summary of Benefits (SBC) or call your insurance provider and ask whether your plan covers the 10 Essential Health Benefits required under this Affordable Care Act (ACA). 

The Fall waiver deadline ended 09/19/2026. The online waiver system can no longer accept new waiver requests.